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Insurance Terms Explained - N

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  1. NATIONAL FLOOD INSURANCE PROGRAM
    Program sponsored by the Federal Government that sells flood insurance policies to homeowner's, renters, and businesses.

  2. NO-FAULT
    A type of auto insurance coverage that pays for each driver's own injuries, regardless of who caused the accident. This coverage varies from state to state.

  3. NO-PAY, NO-PLAY
    The term used to describe the concept that people who do not carry insurance should not be able to collect for damages from people who do carry insurance. In most states with this law, uninsured drivers may not sue for non-economic damages such as pain and suffering.