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Insurance Phrase Definitions G

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  1. GAP INSURANCE
    An automobile insurance option that covers the difference between a car's actual cash value when it is stolen or wrecked and the amount the consumer owes the leasing or finance company.

  2. GRACE PERIOD
    An amount of time, usually one month, after the life insurance policy's premium due date, where the policy continues to be in effect when the premium due is not paid.

  3. GROUP INSURANCE
    A single master policy covering a group of individuals, usually employees of the same company or members of the same association and their dependents.